What Is a Local User Account? A local user account is an offline account that you can use to log in to your Windows PC. All the account-related information is stored locally on your computer rather than being shared online, you have more control over the Microsoft services or your system admin you want to access on your computer. These accounts can either be an administrator or a standard user. Although using a Microsoft account is its own benefit , like One Drive cloud storage, Microsoft Store, etc., a local user account can be handy if you share your PC with a family member, roommate, or pretty much anyone else. It's always good to have a secondary account for things you'd like to keep private, and a local user account lets you do just that. ...